We are WOMEN Rally – August 18, Washington DC!!!

There are some fucking cool women who are organizing an event in Washington, DC on August 18. (as of this blog posting, I’m still trying to get up there- looking for a ride from Savannah, GA!)

Why are women upset? Because we are still being punished for being women! Why are politicians trying to limit access to health care/birth control? Its the 21st Century!!! We are in a period of human evolution where everyone needs to start making choices from their heart not their EGOS! To control women is to limit human evolution and there are a few politicians who are not being very nice. Its very challenging for me who is very conscious of all of my thoughts/actions not to get really PISSY & ANGRY at the politicians who are denying women access to health care and other opportunities that will allow them to THRIVE! Support the women – and you support the Mothers! Support the Mothers and you SUPPORT FUTURE GENERATIONS! A lovely and smart woman named Maya Angelou once said, “We are not here for ourselves, but for future generations!”

And what about our rights as women to have sex with out getting PREGNANT!! Its hilarious to me how many GOP politicians want to deny women access to birth control when they are “against abortions/unwanted pregnancies”. People have sex. People require sex to be healthy people. People are going to have sex especially lower income because its usually something they can afford! Politicians are having sex so why can’t everyone!

I invite all of you to support the WE ARE WOMEN MARCH by attending or donating funds!!

Here’s some info from the http://www.wearewoman.us

We are marching for Rights affecting:

* Our bodies
* Our health
* Our families
* Our livelihood
* Our future

Women’s rights are human rights.

Click Here to read our bios.

Mission Statement

Our mission is to bring national attention to the ongoing war on women’s rights being fought by conservative representatives in federal and state legislatures throughout the country. We believe that women have the right to control their own bodies, make their own decisions about healthcare, receive equal pay for equal work, and be treated with respect by the men and women who represent them in their own state houses and in Washington. Women are not a special interest group seeking special privileges; we comprise 50% of the population, and we are citizens deserving of the same freedoms and protections awarded to our male counterparts. We Are Woman supports the passage of the Equal Rights Amendment and the restoration of all the rights that have been limited or destroyed by governors and other legislators across the nation. It is our goal to bring thousands of men and women together at the Capitol on August 18th, 2012, to tell our politicians, “No more!” We are strong, powerful, loving and brave. We are America. We Are Woman.


FSW for FCW!

Eryka Peskin is a Financial Social Worker. She helps people uncover their money genius and identify strategies so they can get to a place of confidence to take the next best step(s) for themselves and their finances. If you are ready to take your life, your finances, and your world to the next level, go to www.financialsocialworker.webs.com.

Here’s her latest Newsletter — GREAT INFO!

Are you maximizing your biggest asset? Do you know what your biggest asset is?

Let me tell you something about myself. I am a world-class procrastinator. If there was an Olympic medal for procrastinating, I’d have won a gold medal. Several, actually!

What makes me feel slightly better about this is that I don’t seem to be the only one. Practically every coaching email I’ve gotten since 2011 began (and I’m on lots and lots of mailing lists) has been about procrastination. (At least I think so. I’ve been procrastinating about reading them, but “procrastinate” is often in the subject line. J)

People procrastinate for lots of reasons. The reasons that have come up most often in my financial social work and financial planning practices are:

* paralyzed perfectionism: people don’t want to do something wrong, so they end up not doing anything at all
* unpleasantness avoidance: you think that whatever needs to be done is unpleasurable, and who wants to do what’s unpleasurable? So you don’t do it/deal with it/think about it.

Aside from how procrastination might not serve you in other parts of your life, with money (and I have oodles of stories attesting to this), I can tell you that:

When dealing with your money, procrastinating is one of the most effective ways of guaranteeing that you will NOT be financially independent.

Let me say that in another way: if you procrastinate in dealing with your money, you DIRECTLY impact your ability to be financially independent.

Sorry for the tough love, but, alas, my friends, it’s true.

And now let me say it in a more positive and empowering way: if you act proactively when dealing with your money, you are on the path to achieving financial independence.


Okay, now I’m going to go into some “money talk.” Don’t give in to the urge to skip it…this could transform your life. It changed mine.

What’s your biggest asset?
For years, we’ve been told that the best and biggest asset is to own a home. Au contraire, my friends. Unless you own your home outright (no mortgage) OR your home brings in enough income (rental income, etc) to cover the costs of mortgage and repairs, your home is not an asset. It is actually a liability.

This may be hard for some of you to read, particularly since US culture has pretty much pounded into our heads that owning a home = asset = the American Dream. Sorry.


I am SO pleased to tell you that you DO have assets. One of your main assets is your time horizon.

What’s my time horizon, you ask? Well, your time horizon, quite simply, is the amount of time you have left in your life. Obviously we don’t know how long we’ll be here, and once a second has passed, you can’t get it back.

How could that possibly be an asset? Because what’s under your control is how (or if) you maximize the time you have left.

Procrastinating is a sure-fire way to ensure that you squander one of your most powerful assets.

When it comes to growing your money, time can be your ally…and it can also be your enemy. You want to make your time work for you, not against you. And you want to make it work for you in the most efficient way possible.

Here’s how: Have you ever heard of something called “The Rule of 72”?

The Rule of 72 is a handy tool that tells you roughly how long it’ll take your money to double at a certain interest rate.

Uh oh, word alert! Okay, what’s interest? Interest is, simply, the rate at which your money grows. If you have $100 and get 4% interest, you’ll have $104. If you get 6%, $106, and so on. (There are different kinds of interest. For these purposes, we’re talking about compound interest, where your interest earns interest.)

So to figure out roughly how long it’ll take your money to double, you take 72 and divide it by the interest rate, and that’s about how long. So, 72 divided by 4% = 18 years. Yup, your money will double every 18 years (ish).

If you get a higher interest rate, say 8% (which is less than the stock market has averaged over the last 15 years), your money will double every 9 years.

Let’s illustrate this. Say you’re 30 and start off with $5000. If you get 4% every year, at 48 years old, you’ll have $10,000. 18 years later, you’ll be 66 and you’ll have $20,000.

Better than nothing, right? True, but inflation is at 4%, so you’re basically staying even.

And another word alert! What’s inflation? Inflation is basically an increase in prices. Another way to think of it: with inflation, everything gets more valuable except money.

Now, let’s get you a better interest rate and say you’re earning 8%. Same scenario. You’re 30 and start off with $5000. But now, your money is doubling every 9 years, instead of 18. So when you’re $39, you’ve got $10,000, and when you’re 48 you’ve got $20,000, and so on, so that when you’re 66, you have $80,000.

$80,000 is more than $20,000, right? Which would you rather retire on? Um, neither. Neither is sufficient, but $80K is way better than $20K, right?

Now, how does this work if you keep your money under the mattress, earning 0%? What’s 72 x 0? Exactly zero, honey. Your money will NEVER grow. And keeping your money in a savings account earning .50% is better than nothing…barely…but at that rate it’ll take your money 144 years to double. (Not a typo!) So while yes, you need some liquid to take care of daily living and emergencies, that should not be where the bulk of your money lives.

I could go on and on about this, because I think it’s awesome. The main point I want you to take away from this is that the Rule of 72 helps you see that if you procrastinate, you turn one of your biggest allies into a…not ally.

The longer you wait, the less time you give your money to double. The less time you give your money to double, the less it’ll grow. And the less likely it is you’ll be financially independent.

Time is one thing you can’t buy more of…and we don’t know how much is left to us. So maximize your time horizon by acting.

If you don’t see the power of this, then I didn’t explain it clearly and we need to meet. I have many charts and graphs to help make it clearer. Or, if you do see the power but don’t know what to do next, then we still need to meet.

In case you couldn’t tell, I get really excited by all this. And I get excited about helping you figure out and overcome just why you’re procrastinating when it comes to dealing with your money. Are you a paralyzed perfectionist? You don’t want to do it “wrong”, so you do nothing at all? Or do you find this so thoroughly unpleasant to deal with your $$ that you’d rather not deal with it at all?

I can help you with both. I can help you maximize one of your greatest assets: your time horizon. And I want to tell you about your other assets, too—you have them!

Explore your procrastinate-y-ness:

* Take 10 minutes and journal about “procrastination.”
* If you’re a procrastinator extraordinaire, figure out what kind and why. Are you a paralyzed perfectionist or do you avoid discomfort? How has this served you in the past? Is it still serving you or would you like to learn differen strategies to meet your needs for perfection and/or pleasure?
* Have you set goals in the past but not met them? How does it feel when you meet a goal? And how do you feel about yourself when you don’t?
* Your resistance is beautiful because it can teach you something soooo important about yourself. The trick is to see through the resistance to the other side, because often, what you’re most resistant to is EXACTLY what would catapult you to the next level.

photo by Patricia Geremia

* http://www.ruby-kate.com


I love getting random emails from women who discover they are also FCW Society members — because when I check out their websites– OH MY!! They are so fucking cool!! This is what I discovered when browsing — incredible art & cleverness!

Check out Suzi Banks Baum, Artist Mom, living in the Berkshire Mountains of Western Massachusetts. She has 2 teenagers, a big garden, a small art business with my collaborator Karen Arp-Sandel, and one big honking life that she loves to share about on the Laundry Life.

Her art biz is “Fe-Mail” — which is absolutely beautiful and inspiring! The images are the collage post cards.

Fe-Mail” is the collaboration between Karen Arp Sandel and Suzi Banks Baum, 2 women artists living in the mountains along the state line between New York and Massachusetts. We began sending collage post cards to each other in February 2007, exploring many themes of common interest- the feminine figure, mandalas, the Divine Feminine, our yoga practices, poetry and inspirations borne in our women’s Moon Circle.

As artists, our mantra is “Art is not separate”.-


Trip to Senaca Falls!

I can’t wait until I visit Senaca Falls, NY – the home of Elizabeth Cady Stanton one of the first FCW! It was these early suffragettes that inspired the FCW Society. Until I can visit the Women’s Hall of Fame in person, I’m very grateful for FCW like Janice Formichella for writing about her trip to Senaca Falls on her blog, “The Feminist Guide to NYC!”

Here’s an excerpt of the blog post:

It all began in Seneca Falls, New York. It is here that five rebellious women, unsatisfied with the plight presented to them, decided to take matters into their own hands and ultimately changed America forever. The town is the site of a true feminist pilgrimage, and a must-visit for anyone with a passion for revolution and social movements. If you are in Upstate New York you will be glad to make sure to take a day and explore all that Seneca Falls has to offer.

The natural first place to begin your day is the Women’s Rights National Historical Park Visitor’s Center. Open entering you will find “The First Wave,” a highly detailed cluster of life size bronze statues depicting the major players of the early women’s rights movement. You will find Frederick Douglas, Lucretta and John Mott, and of course Elizabeth Cady Stanton, among many others. I have truly never seen a piece like it, both in detail and size.

to read more visit: http://thefeministguide.com/other-cities/seneca-falls-2/

ChickFriendly is full of FCW

It never ceases to amaze me when I stumble across YET ANOTHER AMAZING RESOURCE FOR WOMEN ON LINE!! Imagine what Susan B. Anthony would have done with a blog?! ! Here’s FCW Society’s latest cool new online website to check out!!

You know how good it feels to take a deep, slow breath of fresh air and exhale out your troubles? A sense of peace and openness fills your soul and a doorway opens to the endless possibilities within you. This is what you can expect at ChickFriendly.net – a place where women of all ages can feel good about being alive, enrich their lives, and learn how to make a unique contribution so that our world will be a better place.

Now since life should be fun and joyful (you’ll get there – don’t worry!), we’re going to share the experience of raising ourselves up while laughing, expanding our minds, and being inspired to greatness. Sister – we need to explore who we are together and grow into the fabulous creators that we’re meant to be. Yes, all women are creators! And if you’re saying “She doesn’t have a clue about who I am– I’m not a creator,” then you’re in for a huge surprise honey, cuz you are and just don’t know it yet!

So sit back, relax, and get ready to have some fun. Here at ChickFriendly.net, you’re loved and poised for becoming the exceptional woman that you were born to be! WOMEN WILL MAKE OUR WORLD A BETTER PLACE and we’ll do it together!

Kirstie Palmer, a Writer/Director/Producer from Los Angeles, California and the force behind ChickFriendly.net. Her vision of a better world begins with women of all ages being empowered to create the lives they’ve always wanted. And once they use their unique talents from an authentic and inspired life, women can bestow their gifts to collectively make our planet a more balanced, prosperous, and compassionate home to co-exist. SOUNDS PRETTY FUCKING COOL !